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Sunday, August 24, 2014

Bradley Associates News Blog Information: What Internet Technology and Social Media will allow us to do in the Future

If there is an area which changes rapidly by the day, it is technology and as it is now applied in information and communication tools as the Internet, smartphones, TV and radio.

A few years back, people depended solely on the land phone to get in touch with others. Today, things are much faster and more personal with video-chatting and real-time interaction through short-messaging. What more innovation can we achieve beyond these conveniences we enjoy today? What are the expected innovations in IT and Internet technology?

Here is a couple of some deliciously good news:

Internet-capable mobile devices are definitely in for good

There is no doubt about it – and most people know it is so. Being able to monitor and control your home, your appliances, keep it secure and communicate with loved one more efficiently wherever you are through your cell-phone or tablet may still be a luxury for the moneyed; but in the near future it will be as common as having a digital camera in every cell-phone.

This empowering capability will be a game-changer as it will allow people to practically do previously hands-on chores as cooking, laundry, shopping and cleaning by remote-control using Internet-capable gadgets. If you have seen drones deliver pizza or beer right at a person’s doorstep; how hard will it be to have anything delivered even while you are not at home through a robot-retriever that runs out a tiny kitchen-door hole and back. Or maybe by opening the garage door for bigger stuff to be accommodated. (Worry not about burglars as you can also buy a robot-Rottweiler!)

Through the use of robots or robotics technology, mothers can do their laundry even when they are out on vacation. Technology will be able to simulate formerly manual and specialized tasks as preparing and baking pecan pie by providing the machines and tools to allow remote cooking and baking.

And if we will have our way, all those tasks will be all done through voice command. We will be chatting not just with humans but with machines and robots as well. As to how soon and how successfully robots will be able to achieve human proficiency levels, that is still the big question. With present robotic advancements, however, it is only a matter of time. Perhaps, the next generation will be laughing at us today for even asking this question. Consider how we now laugh at the old, heavy tote-phones of the early ‘90s.

Breaking down personal and international walls

Biz Stone, co-founder of Twitter, predicts that social networking will bring people closer. He said, “When people are more open, they’re more engaged, and they tend to be more empathetic. They become more of a global citizen.” He concluded that technology that promotes open communication will help us “move forward as a species”.

When the Berlin Wall fell, the unification of Europe became inevitable. With the Internet, the global unification of all nations will not be far in the future. If any person now can communicate, interact and establish close or intimate ties with another person with practically no cultural or social limitations, it only means that a small global community now exists that has no official name other than the “worldwide web” which has no rules or laws to govern it other than our innate human desire to be one with others and to be accepted as we are without regard to wealth, religion, age or even individual peculiarities.

Social networking, although not many realize it now, allows us to establish a virtual nation that is ruled by the ancient and undying principles of love, compassion, kindness, acceptance and fellowship. For such a vision, we already owe Internet technology and social networking so much. Where it will lead us from hereon will depend on how we all work together to make it a stable, long-lasting reality and legacy for the next generations.

Saturday, August 23, 2014

Bradley Associates News Blog Information: Basics of the Stock Market and Investment


Today, many people get exposed to the big scandals and petty scams attributed to people involved in stock market and investment activities. For those who have no essential knowledge of what the stock market is all about or know practically nothing about investing in stocks and other financial assets, these people in the news may actually appear like our typical celebrities who have loose morals and behave as if they were immune to public or legal accountability.

But in reality, people who play the stock market or invest in spurious ventures are mavericks who had learned the tricks of the trade and found loopholes and ways to manipulate or twist the system. If not, they have that uncanny ability to use people and their money for their selfish ends.

Yet, essentially, the stock market and investing in general can be a rather straightforward process through which anyone who has the diligence to learn and apply the requisite focus can attain financial security. Here are some commonly applicable tips to follow:

1. Learn the basics of the stock market

Stock market investing requires a great deal of study to get the elementary knowledge and principles of the industry, from understanding shares of stock, risk tolerance and to the various rules that apply in the trade, such as 2% rule in investment management and deciphering market fundamentals, which may sound easy but is really one of the most challenging tasks in the trade.
                                          
This task has been made easier with online information on stock market investment. Certain websites even provide free interactive software and seminars on the foundational aspects of the industry, including virtual investing exercises to give you the actual feel of investing and making or losing money.

2. Work with a professional manager

We all need a coach or a mentor to be really good at anything. If you are not that serious about investing in the stock market, you can be like the casual finance student or novice housewife who invests some money in several shares of a company’s stock and monitoring how the shares fare daily without the benefit of a professional manager.

If you have to spend some good money, hiring or consulting with a professional manager will be a good investment in the long run.

3. Learn to recognize a good broker from a bad one

Brokers are people who trade in stocks, meaning they are responsible for selling and buying stocks that are traded in the stock market. A professional manager will help greatly in opening insights into this vital issue. But nothing will prepare you better in real investing than dealing directly with brokers and getting your hands really wet with catching live fish in the sea, so to speak.

4. Determine your risk tolerance level

It is vital to get advice from a professional finance manager as to what your risk tolerance level is. Essentially, it is your capability to take risks based on your particular financial standing: Internet how much money you have, how much you intend to invest, which stocks will suit your goals, how much you hope to gain and how much you are willing to lose in case your investment fails.

It takes experience to know exactly how safe or how risky it is to put your hard-earned money in a particular portfolio. Again, having someone who has that experience will help. But you have to be independently capable of measuring your own vulnerability to risks and losses or, at least, with minimal consultation. Like Warren Buffet, who has spent a big part of his entire life studying the market, you need to start getting a real, working comprehension of the stock market as early as now.


If you feel the stock market is the way for you to go in terms of investing your assets, then there is a way of achieving that goal without risking yourself so much. But as the saying goes in the lottery game: He who wins never gives up; and he who gives up never wins. Perseverance is a good quality to have in aiming for financial security.